The blockchain in finance

Over the past few months I’ve been looking into banking infrastructure, and what it could look like if it was re-engineered with our current knowledge of software. I’ve touched on the UX experience for OTP, as well as started writing the payments portion. As I continue development on this project (feel free to follow along at Github), I continually question assumptions and look for the best alternatives available. My understanding of the banking industry at a software and hardware implementation level (server organisation, regulation application, failovers, etc) is fairly limited, but strong enough to make a decent attempt on how it could be done. »