Distributed banking: Product vs Utility

I’ve always been a fan of the free and open web. The practically zero barrier to entry It’s the biggest reason I could get into web development, and I use free and open source software (FOSS) wherever I can. This past weekend I took a look through some of the talks from the Distributed Web Summit. Some of the greatest minds gathered to try and fix the problem of centralisation that the open web is currently facing. »